Here are some publications that might be useful. A second, partial bibliography of about thirty articles on HIV and personal finance is also available.

• Overview - Why Plan? (Victory! March/April 1995) Special reasons why & when gays need to plan.
  
• A Gay Advisor (Victory! November/December 1995) How to get advice truly tailored to gays.
  
• Same Sex, Different Dollars (In The LIFE, June 1997) What's different about gay financial issues.
  
• Gay Money: The Tempting 20s (Victory! January/February 1996) Factors unique in the 20s for gays.
  
• Why Our Financial Planning Needs Differ from Those of Straights. This treatment of career and medical insurance considerations appeared in Queer Money, Summer 1992, the first of two parts.
  
• Marriage, Taxes, Cash Flow, Credit, Trusts: What Works for Us? Queer Money, Fall, 1992.
  
• Empowerment: Mobilizing our Uniqueness vs. Conventional Wisdom in Financial Planning for Gays & Lesbians. Based on a speech before the first Stonewall Business Association meeting, refined in subsequent presentations to Westchester and Philadelphia gay business groups, this is a lengthy analysis of gay finance.
  
• Atlanta Executive Network: Speech on Gay Money, In The LIFE, June 1997 Workplace - Equality at Any Price? I & II (Victory! Winter & Spring, 1997) Equality Principles update.
  
• When Principles Change Corporate Practice (Victory! May/June 1996). How we at the Wall Street Project used the "Equality Principles" to get workplace equality at J&J for 80,000 employees worldwide.
  
• Our Differences: The Talent We Need to Cultivate. This February 1994 Victory! column focuses on career considerations unique to gays & lesbians.
  
• Networking for Success, Splitting Up, Old and Gay (Advocate, May 16, 1995)
  
• Rethinking the range of benefits: observations from gay life. (Working It Out, a newsletter for gay & lesbian employment issues) This outlined new benefits & incentives to motivate gay & lesbian employees.
  
• Job Under Fire? Financial & Career Suggestions. This column from In The LIFE in June 1994 treats defenses and countermeasures gays & lesbians can consider when hit by downsizing and discrimination.
  
• Workplace Resources. This is a review of books on gay workplace issues (In the LIFE, July 1994. Entrepreneurship - Entrepreneurship: A Way Out? A Way In? An examination of 12 obstacles that can be turned into entrepreneurial advantages (In The LIFE, October 1994)
  
• Entrepreneurship: A way out? A way in? Twelve ways in which being gay or lesbian can be an advantage in having your own business. (Victory! January 1995)
  
• Entrepreneurship. This Gay Almanac essay tells why gays make good entrepreneurs.
  
• You and Me and We, Inc. (In The LIFE, September 1996) Beneficial gay financial interrelationships.
  
• Cancer - Breast Cancer: Invisible Illness, Financial Drain I (In The LIFE, November 1996)
  
• Cancer Costs: Personal Costs, Insurance Purgatory, Career Fallout II (In The LIFE, December 1996) Relationship - Financial Planning for Lovers. This piece appeared in the early '80s.
  
• The Marriage Booby Prize. (In The LIFE, February 1997) Financial fallout of straight marriage.
  
• Can Gay Advantaged Mean Tax Advantaged? (In The LIFE, March 1997) An overview.
  
• Gay Relationship Finance. (In The LIFE, January 1996) Survey data, gay/lesbian differences.
  
• Synchronizing Life Clocks. Advocate, "Your Business" column, February 21, 1995.
  
• What's in a Good Relationship Contract. (Advocate, November 1994) Legal aspects of gay relationships.
  
• Love: Merge or Contract? (In The LIFE, November 1994) An examination of partnership agreements.
  
• Does Gay Advantaged Equal Tax Advantaged? (Victory, April 1994) A detailed treatment of the issues.
  
• Spending/Investing - Getting There is Half the Fun, Coors, Investophobia (Advocate, July 11, 1995).
  
• Invest More, Earlier, Better (In the LIFE, June 1996). Gay barriers, gay advantages in investing.
  
• Is spending a gay disease? and It's Tax Time: Income Differentials. (Advocate, December 1994) Steps to bring spending under control; techniques for turning income differentials to advantage.
  
• Happy New Year. After showing how being closeted can be literally very expensive, this December 1994 In The LIFE column presents spending plan principles for gay & lesbian self-expression.
  
• Our Money River. Spending & debt problems commonly encountered in gay culture are presented as well as investment considerations in this Victory! May 1994 column.
  
• Taming Travel... financially. Gay & lesbian patterns of travel spending are the focus of this Victory! September/October 1994 column. Republished by In The LIFE in July 1994.
  
• Outer and Inner Gays. (In The LIFE, October 1996). Financial impact of gay lifestyles.